ARTICLE #77:–
Bitcoin (English – Malay / Dwibahasa).
ENGLISH VERSION
What is Bitcoin?
Bitcoin is a digital currency created in 2009 by an unknown person or group using the name Satoshi Nakamoto. It is the world’s first decentralized cryptocurrency, meaning it operates without any government, bank, or central authority controlling it. Instead, Bitcoin is powered by blockchain technology — a transparent, secure, and unchangeable digital ledger.
How Does Bitcoin Work?
Bitcoin works through a network of computers around the world. When people send or receive Bitcoin, the transactions are recorded on the blockchain. Every transaction is verified by miners, who solve complex mathematical problems. Once verified, the transaction becomes permanent and cannot be changed.
Key points:
No physical form (100% digital)
Transactions stored on blockchain
Limited supply: only 21 million BTC will ever exist
Transfers are borderless and fast
Why Is Bitcoin So Popular?
Bitcoin became popular for several reasons:
- Store of value – Many see Bitcoin as “digital gold” because its supply is limited.
- Hedge against inflation – When fiat money loses value, some people turn to Bitcoin.
- Investment opportunity – Prices can rise significantly over time.
- Decentralization – No government or bank controls it.
- Global acceptance – Increasing use in businesses, apps, and fintech platforms.
Benefits of Bitcoin
International transactions within minutes
Lower fees than banks or remittance services
High security due to blockchain
Can be used for online purchases
Easy to store in mobile wallets
Risks of Bitcoin
Even though Bitcoin is attractive, it also comes with risks:
High volatility – Prices can rise or fall quickly.
No physical backing – Value depends on supply and demand.
Cyber risks – If your wallet is hacked, you can lose your coins.
Regulation – Some countries restrict or ban Bitcoin.
Is Bitcoin Halal or Haram?
Scholars differ in opinion. Some say Bitcoin is halal as a digital asset with value, while others say it is risky due to speculation. Muslims who want to invest should choose Shariah-compliant platforms and avoid excessive gambling-like trading.
How to Buy Bitcoin?
You can buy Bitcoin through:
Crypto exchanges (Binance, Coinbase, Luno)
Peer-to-peer marketplaces
Fintech apps that support Bitcoin wallets
Steps:
- Create an account
- Verify identity
- Deposit money
- Buy Bitcoin
- Store in a secure wallet
Tips for Beginners
Start with small amounts
Use trusted platforms
Enable 2FA security
Never share your private key
Do not invest money you cannot afford to lose
Future of Bitcoin
Experts believe Bitcoin will continue to grow as more companies, governments, and investors accept it. Some countries even plan to create Bitcoin-based financial systems. However, the future depends on regulations, technology, and global adoption.
VERSI MELAYU (BAHASA MALAYSIA)
Apa Itu Bitcoin?
Bitcoin ialah mata wang digital yang dicipta pada tahun 2009 oleh individu atau kumpulan misteri bernama Satoshi Nakamoto. Ia merupakan cryptocurrency pertama di dunia yang bersifat tanpa kawalan kerajaan atau bank. Bitcoin beroperasi menggunakan teknologi blockchain, iaitu lejar digital yang telus, selamat dan tidak boleh diubah.
Bagaimana Bitcoin Berfungsi?
Bitcoin berfungsi melalui rangkaian komputer di seluruh dunia. Apabila seseorang menghantar atau menerima Bitcoin, semua transaksi direkodkan di dalam blockchain. Protes pengesahan dilakukan oleh “miner” yang menyelesaikan masalah matematik yang kompleks. Selepas disahkan, transaksi menjadi kekal dan tidak boleh dipadam.
Poin penting:
Tiada bentuk fizikal (100% digital)
Transaksi disimpan dalam blockchain
Bekalan terhad: hanya 21 juta BTC
Pemindahan cepat dan tanpa sempadan
Kenapa Bitcoin Sangat Popular?
Bitcoin menjadi pilihan ramai kerana:
- Penyimpan nilai – Dipanggil “emas digital” kerana bekalan terhad.
- Perlindungan inflasi – Nilai Bitcoin kadang naik ketika mata wang biasa jatuh.
- Pelaburan – Harganya boleh naik dengan cepat.
- Desentralisasi – Tidak dikawal mana-mana kerajaan.
- Penggunaan meluas – Banyak platform menerima Bitcoin.
Kelebihan Bitcoin
Transaksi antarabangsa dalam masa beberapa minit
Caj rendah berbanding bank
Sangat selamat melalui blockchain
Boleh digunakan untuk pembelian online
Mudah disimpan dalam aplikasi wallet
Risiko Bitcoin
Namun, Bitcoin juga mempunyai risiko:
Harga tidak stabil – Boleh naik atau jatuh dengan cepat
Tiada sandaran fizikal
Risiko digodam jika wallet tidak selamat
Peraturan berbeza mengikut negara
Adakah Bitcoin Halal atau Haram?
Ulama berbeza pendapat. Ada yang kata halal sebagai aset digital bernilai. Ada yang kata haram kerana unsur spekulasi yang tinggi. Umat Islam digalakkan memilih platform patuh Syariah dan mengelakkan aktiviti mirip perjudian.
Cara Membeli Bitcoin
Anda boleh beli Bitcoin melalui:
Exchange crypto (Luno, Binance, Coinbase)
Pasar P2P
Aplikasi fintech
Langkah:
- Buka akaun
- Buat verifikasi
- Masukkan wang
- Beli Bitcoin
- Simpan dalam wallet selamat
Tips Untuk Pemula
Mulakan dengan jumlah kecil
Guna platform dipercayai
Aktifkan 2FA
Jangan kongsi private key
Jangan labur lebih daripada kemampuan
Masa Depan Bitcoin
Pakar meramal Bitcoin akan terus berkembang dengan lebih banyak syarikat dan negara yang menggunakannya. Namun masa depan Bitcoin tetap bergantung pada undang-undang, teknologi, dan penerimaan global.
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